October 2008 Weekly Motivational Ideas!
Inspirations that I hope will help you make more $$!!
 
Sam
Dear Sam,
 
Can the G7 shore up a plan?
 
After witnessing the worst week ever for the DOW and the most movement on any one day of 1000 points that happened last Friday, I am wondering if this G7 conference can do anything to help this economy right now.  We have to get the banking system working right away and thank goodness we have the lessons of the Great Depression to help us figure this out. 
 
The challenge this time is that now we are a global economy and it is going to take all of the world economies working together to help and this G7 summit could not have come at a better time.
 
Our "credit card economy" has finally "maxed-out" and this is going to cause everybody to have to get a grip on our personal spending.  This is going to hurt the housing markets, retail markets, service markets and every other segment of our economy and will affect the whole world's economy.
 
Our government is not setting a good example either with a 11.3 Trillion Dollar Deficit!
 
The positive news for us is that everyone is saying the housing industry has got to be the thing that gets our world economy going again and everyone is going to be doing everything they can to help us.
 
Let's do our part to help our economy by selling some houses this month!  Think like Americans did when they chipped in to help the war effort during WWII and let's roll up our sleeves and get this housing industry going again!  Call me if you need some new creative and fresh ideas!
_________________________________
 
Try us for your JUMBO LOAN clients too!  We have a new Jumbo pricing special that is kicking butt right now!
__________________________
 
Are you still promoting the $7500 1st-time buyer tax credit!  This will probably make the mortgage payment for the entire 1st year for most houses in our region!  How's that for a great incentive!
__________________________ 
 
Thanks for your business.

mysignature
Senior Mortgage Advisor
President's Club Member 2007
Mortgage Services
 
910-489-6918 or
843-230-7929
__________________
 
Passion, the secret of the successful sales professionals!
 
salespassion 
  Passion is what Sells!
 
I saw a sales presentation last week from a guy that was very passionate about his product and he really got everyone's attention.  His enthusiasm and energy showed in his presentation with his personal belief that he could really help his clients with his product.  After the meeting, he had 4 appointments for a product that cost $3500!  What is really amazing is that the ones attending were all realtors and I am sure most could not afford to be spending that much money right now.
 
Here is a great article that explains this concept and how it can help your sales career!  The article explains how this trait separates good sales professionals from the great ones like Steve Jobs, founder and CEO of Apple, above.
 
Click Here to read:  Sales Passion Article
 
Are you passionate about your service and your market?  My gut tells me that this financial melt-down has gotten you down as it has me.  So, this article is for all of us!  We all need to get some more "pep in our step" and heightened confidence in our service and our markets so we can help stimulate our economy and our personal pocketbooks.
 
To be passionate, we have to get excited and reel off statistics and tons of information about our market and our service by mentioning personal beliefs and "personal stories" in our presentations. Our eyes, body language, raised voice and facial expressions show our enthusiasm and this is the key to making sales happen.
 
Mentioning some deals recently completed or currently in the works helps us too by letting our prospects know that we are successful and that others are using us for their transactions right now.  This is the "herd behavior" that really helps in showing your passion.
 
Get your clients to call me and I will use my passion to help them understand how good you are to help them get to know you better!  I'll also help them see that the time is right to buy. 
 
In fact, it has NEVER BEEN BETTER!  I'll mention that in 5 years, they will kick themselves for not getting into this market when all conditions were perfect.  The "stars were all aligned" - First-time tax credits, great rates and great home values.
 
Finally, despite what many ads and talking heads' are saying to the contrary, we can still get people approved with only a 580 FICO!!  Spread the word! 
 
 
   


My brands* that I represent are:

 
phhlogo     cblogo 
 
    c21logo    eralogo
 
Want to jazz up your website?  Add the "get approved" graphic below and then put my website link in the properties of the image as follows.  Call me if you need help with this.


*Any time I am working with your client, if you are under a specific brand, I am projecting your brand logo in all that I say and do as do my colleagues.
 

Weekly Tip -  Survival Tactics!
 
survival 

It's time to get into the "Survival Mode"!
 
 
With the economy like it is, now's the time to think about our business and how we are spending our money, both at home and at work.
 
Here are some ideas that I have been thinking about besides the obvious things like reducing spending on purchases and eating out:
 
1. Get rid of the land line at home.  Since we all have cell phones, this can save around $100/mo.
2. Use rightfax instead of having a fax line.
3. Get rid of the cable and sign up for Direct TV or reduce the channels that we are getting.
4. Evaluate the cell phone plan and make sure we are getting the best deal for our habits and usage.
5. Cancel or split subscriptions to the newspaper or magazines with neighbors or family.
6. Spend less time driving and more time surfing the internet with prospects and clients.  Also, carpool more and help each other with putting up signs, etc with people already driving out to that area to save time and gas.  For realtors, make sure any new prospects are pre-approved with a great lender (ME!) and that they are really serious with a urgent need or strong desire first.  I can pre-approve them over the phone in 30 minutes while you are still building rapport!
7. Team-up with others to share expenses with joint advertising and joint services.  This can really help in reducing some driving around time too.
 
Here are some inexpensive marketing ideas too!
 
1. Utilize the prospecting features of the MLS system to generate "just listed" emails automatically. Create some sign-up sheets and display them at open houses, home shows, etc. and give-away a prize for the winner to be drawn from all that signed-up.  Then, call all and tell them they all won a discounted service, etc. and add them to your prospecting list for automatic "just listed" emails. 
2. Get the whole office involved in a football game concession stand manning or possibly an information booth manning at a local festival or concert, etc.
3. Team-up with a restaurant or a retail business in a local promotion for them.  We have the luxury of being in a career that gives us a tremendous amount of freedom in our daily work schedule, so use this time to help these businesses get through this economy and this will help our businesses too.  How about a wine-tasting event?
4. Team-up with a restaurant or retail to mail out coupons for them to your prospect list with your contact information.  This would be a win/win/win, for you, your client and the restaurant/retail owner.
5. Some inexpensive websites for things are www.ebay.com, www.partycheap.com, www.orientaltrading.com and www.swalter.com.
6. Host a first-time buyer class, credit counseling class, selling a home without a realtor class, or how about a cooking class, etc.
 
 
With this economy, we all need to look for ways to cut expenses if we are going to survive
 
 
Weekly Mortgage Commentary Snippet
Weekly Rate Lock Advisory - Monday, Oct 13th.
 
lokloklokflot
 
 This week brings us the release of seven economic reports that are of interest to the mortgage market. The week also gets heavy in quarterly earnings releases for companies, which could cause significant movement in the stock markets again. The earnings results could affect bond trading as investors move funds into stocks if the reports are good. The other possibility is that the earnings reports would generally disappoint, meaning investors may move funds out of stocks and into bonds as a safe-haven. The latter would be good news for the bond market and mortgage rates.

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