November 2008 Weekly Motivational Ideas!
Inspirations that I hope will help you make more $$!!
 
Sam
Dear Sam,
 
Set a weekly goal this week!
 
The most successful people have written goals that they continuously monitor to make sure that they are on track.  But, only 2% of us actually have written goals.  Do you? 
 
Here are some ideas for some weekly goals that you can start today for your weekly goals:
  1. Talk to 20 new people about real estate.
  2. Attend 2 networking meetings or workshops.
  3. Call 10 past clients to see how they are doing.
  4. Talk to 5 service providers about their business and about setting up a new networking relationship.
  5. Call 10 family and friends to see how they are doing.
  6. Stop in on 3 FSBOs.
  7. Call on 3 expired listings.
  8. Send an email blast to your prospect list.
  9. Get one new listing this week!
  10. Get one new buyer this week!
Write down some weekly goals and see if it helps you stay focused on your ultimate goal of increasing your business. 
 
I hope you have a great week this Thanksgiving Week and please let me know if I can help you with any of your holiday home shoppers!
 
 
Thanks for your business.

mysignature
Senior Mortgage Advisor
President's Club Member 2007
Mortgage Services
 
910-489-6918 or
843-230-7929
__________________
 
Price versus Value!
 
 
 
2000harley 
 Some deals are too good to pass up! 
 

I heard a good comparison story that explains the concept of price vs. value pretty good and here it is...
 
Part 1.
 
A bicycle salesman approaches a guy in his store and tells him about the great sale going on.  The pitch is very convincing with the super lightweight titanium frame, with new tech super lightweight helium tires and a built-in XM radio and GPS system.  The salesman said that due to the slow economy, they are cutting the price in half so he can get it for only $500.
 
The prospect says that is an unbelievable great deal but said he is short on cash and will have to pass up on it despite the super sales pitch.
 
Part 2.
 
As the guy with no money to buy the bike is leaving the store, he runs into a friend on his 2000 customized FXR Harley motorcycle that approaches him and says that his wife is going to leave him if he does not sell his motorcycle fast.  He said the Harley was worth $18K.  To save the marriage, he was willing to sell it for only $5000 but it had to go today.
 
The same guy said, I don't have the money right now but if you will hold it for me for 1 hour, I'll get it!
 
Moral of the story...
 
Even in a slow economy, people will find a way to buy a deal.  Buys occur when the value exceeds the price in the buyer's mind and the greater the difference, the stronger the buy signal.  This is why plenty of homes are selling across the country in every town.  The value exceeds the price and there is usually a good realtor helping the buyers see this!
 
Moral of the story for a person thinking about selling in this market:  Find the best listing agent you can and price it right with the market with a great marketing plan so it sells fast! 
 
For homeowners and investors, it's good to know the Cost vs. Value too and here's the Realtor.com remodeling cost vs value report link...
 
 
 


My brands* that I represent are:

 
phhlogo     cblogo 
 
    c21logo    eralogo
 
Want to jazz up your website?  Add the "get approved" graphic below and then put my website link in the properties of the image as follows.  Call me if you need help with this.


*Any time I am working with your client, if you are under a specific brand, I am projecting your brand logo in all that I say and do as do my colleagues.
 

Tip of the Week:  Using the "7%-38%-55% Rule"
 
 
 
 
bodylanguage 
 Your body language is the key!
 
A study done at UCLA found that communication is mostly about your body language when talking face-to-face with people. The study found that effective communication is based on:
  • The words you speak:   7%
  • The tonality you use:   38%
  • Your body language:    55%
So, use this knowledge to communicate better and start off by making the hardest sale that you can.  Sell yourself first!
 
Sell yourself on your abilities and the market and then use this new passion to sell others.  Use your hands to show expression, show enthusiasm, show interest in the person you are talking to and use their names too in your conversation.  People love hearing their names and this will help them get excited about your conversation too.
 
Click here for:  UCLA Study Link
 
Try some new enthusiasm in your conversations this week and see if you get some new prospects too.
 
excitedkid
 
Go ahead, get excited and show it!
 
 
 
 
Weekly Mortgage Commentary Snippet
Rate Lock Advisory -  Friday Nov 21st

lokflotflotflot

Friday's bond market has opened sharply lower, giving back much of its gains from the past two days. The stock markets are showing gains but no major rebound from yesterday's beating. The Dow is currently up 35 points after falling 444 points yesterday while the Nasdaq has gained 8 points. The bond market is not having a good day, currently down 39/32, as investors shift funds back out of bonds. This will likely push this morning's mortgage rates higher by approximately .375 of a discount point.  

Thanksgiving Meal - An All American Tradition.

thanksgivingmeal
Thanksgiving USA

The American Thanksgiving holiday began as a feast of thanksgiving in the early days of the American colonies almost four hundred years ago.

In 1620, a boat filled with more than one hundred people sailed across the Atlantic Ocean to settle in the New World. This religious group had begun to question the beliefs of the Church of England and they wanted to separate from it. The Pilgrims settled in what is now the state of Massachusetts. Their first winter in the New World was difficult. They had arrived too late to grow many crops, and without fresh food, half the colony died from disease. The following spring the Iroquois Indians taught them how to grow corn (maize), a new food for the colonists. They showed them other crops to grow in the unfamiliar soil and how to hunt and fish.

In the autumn of 1621, bountiful crops of corn, barley, beans and pumpkins were harvested. The colonists had much to be thankful for, so a feast was planned. They invited the local Indian chief and 90 Indians. The Indians brought deer to roast with the turkeys and other wild game offered by the colonists. The colonists had learned how to cook cranberries and different kinds of corn and squash dishes from the Indians. To this first Thanksgiving, the Indians had even brought popcorn.

In following years, many of the original colonists celebrated the autumn harvest with a feast of thanks. After the United States became an independent country, Congress recommended one yearly day of thanksgiving for the whole nation to celebrate. George Washington suggested the date November 26 as Thanksgiving Day. Then in 1863, at the end of a long and bloody civil war, Abraham Lincoln asked all Americans to set aside the last Thursday in November as a day of thanksgiving.

Thanksgiving falls on the fourth Thursday of November, a different date every year. The President must proclaim that date as the official celebration.

In 1939 President Franklin D. Roosevelt set it one week earlier. He wanted to help business by lengthening the shopping period before christmas. Congress ruled that after 1941 the 4th Thursday in November would be a federal holiday proclaimed by the President each year.

Symbols of Thanksgiving

Thanksgiving is a time for tradition and sharing. Even if they live far away, family members gather for a reunion at the house of an older relative. All give thanks together for the good things that they have. In this spirit of sharing, civic groups and charitable organizations offer a traditional meal to those in need, particularly the homeless. On most tables throughout the United States, foods eaten at the first thanksgiving have become traditional.

Turkey, corn (or maize), pumpkins and cranberry sauce are symbols which represent the first Thanksgiving. Now all of these symbols are drawn on holiday decorations and greeting cards. The use of corn meant the survival of the colonies. "Indian corn" as a table or door decoration represents the harvest and the fall season.

Sweet-sour cranberry sauce, or cranberry jelly, was on the first Thanksgiving table and is still served today. The cranberry is a small, sour berry. It grows in bogs, or muddy areas, in Massachusetts and other New England states. The Indians used the fruit to treat infections. They used the juice to dye their rugs and blankets. They taught the colonists how to cook the berries with sweetener and water to make a sauce. The Indians called it "ibimi" which means "bitter berry." When the colonists saw it, they named it "crane-berry" because the flowers of the berry bent the stalk over, and it resembled the long-necked bird called a crane. The berries are still grown in New England. Very few people know, however, that before the berries are put in bags to be sent to the rest of the country, each individual berry must bounce at least four inches high to make sure they are not too ripe!

In 1988, a Thanksgiving ceremony of a different kind took place at the Cathedral of St. John the Divine. More than four thousand people gathered on Thanksgiving night. Among them were Native Americans representing tribes from all over the country and descendants of people whose ancestors had migrated to the New World. The ceremony was a public acknowledgment of the Indians' role in the first Thanksgiving 350 years ago. Until recently most schoolchildren believed that the Pilgrims cooked the entire Thanksgiving feast, and offered it to the Indians. In fact, the feast was planned to thank the Indians for teaching them how to cook those foods. Without the Indians, the first settlers would not have survived. 
 
I hope you have a very thanks-filled thanksgiving meal!