January 2008 The New Quick Mortgage Minute
Weekly Newsletter for Your Business! 
Sam Dear Sam,
 
Happy MLK day! 
 
My office is closed today as we honor Dr. Martin Luther King Jr.'s birthday and I am finishing up a painting project but will have my cell phone in my pocket as usual.  So, call me if I can help you! 
 
Can you believe how low the mortgage rates now?  Call your prospects and get them excited and call me if you know anyone that wants to refinance their home too!  Don't forget about our realtor discounts!!
 
Sam Thompson, Senior Mortgage Advisor
Mortgage Services, PHH Mortgage
 
 
Don't forget about the neat trophy "Thinking Outside the Box" that I am giving away to the one with the best creative comment to help me serve you better!!  Ends soon!
Treating your clients like family!
PHH Mortgage treats all customers like family!
 
Unlike the badgers out there on the web and in local mortgage offices, we take the time to review and educate all of our prospects on what they can do or need to do to get approved.
 
Don't send your buyers to badgers, let us help them! 
 
This is great advice for you too that you know very well, I'm sure.  By taking extra time with your buyers and treating them as nice as you can, the word will get around and soon, all of their family and friends will calling you to help them too.
 
Have you seen the badger clips from Hyundai?  These are so funny!  Click here to watch them now.
 


My brands that I represent are:
 
phhlogo     cblogo 
 
    c21logo    eralogo
 
My Company Websites   
 
Any time I am working with your client, if you are under a specific brand, I am projecting your brand logo in all that I say and do as do my colleagues.
 
Weekly Tip - Cost vs Value
 
 

housecalc

 
Getting back to basics by giving good sound advice to your sellers and buyers is a great way to build your business in this climate.  One good way to do that is to provide some great information to them into what they can do to improve the value of their property in terms of improving the "market value" vs the cost that they will incur. 
 
Here is a great link for your files to help you put together some good information for this purpose.  Another thing you can do is call your local appraiser for some tips that you can share with your clients or prospects.  Great for prospecting FSBOs too!
 
 
 
Weekly Mortgage Commentary Snippet



Rate Lock Advisory - Friday Jan. 18th


Friday's bond market has opened in negative territory following mixed economic news and early stock gains. After yesterday's steep sell-off that had the Dow close down over 300 points, stocks have rebounded during morning trading. The Dow is currently up 85 points while the Nasdaq has gained 20 points. The bond market is currently down 9/32, but we will still see an improvement in this morning's mortgage rates of approximately .250 of a discount point over yesterday's morning rates. The improvement is a result of strength in bonds late yesterday.





If you want the full text, email me and I'll send it to you.
 
NFL Super Bowl XLII Contest Standings!
Contest Standings for my Super Bowl Challenge!*

superbowlline

No surprises in Foxborough with the New England Patriots making it 18-0 and only one game away from making it perfection.
 
The -24 degree with the wind chill in Lambaugh Field "Icebowl2" was a different story.  With plenty of lead changes, this one was not decided until OT with another upset by those NY Giants!  Brett made this season the best of his career with the Green Bay Packers and hopefully, not the last.
 
Here's how the 61 pigskin pickers did so far.
 
Leader with 8 points! No misses yet!
Walter Crowe
Tied for 2nd with 7 points!
Don Balkcum Ken Pickering
Gerald Witherspoon Lynn Franken
Jan DeTemple Mira Kenney
Joey McMillan Sally Kennedy
Tied with 6 points.
Debbie Faircloth Jacque Britt
Glenn Waterstradt Shepherd Smith
Tied with 5 points.
Beth Jones Keon Aldrich
Carol Carlyle Martin Stark
Carolyn Atkinson Mike Humble
Chrystal Barrett Ruth Avery
Dianne Wall Wendy Mass
Donna Carroway
Tied with 4 points.
Amy Smith Lee Crawford
Angie Gainey Linda Metzer
Angie Waters Nancy McQueeney
Bernie Stamper Odell King
Brook Hubbard Pat Spivey
Celestine Hunt Randy Deaton
Elliott Williamson Roger Jacobs
Judy Ellis Sarah Sriratanakoul
Karen Jacobs Sherry Har
Karin Piergallini Sherry Kogler
Ken Jackson Valerie Gover
Kevin Garnett
Tied with 3 points.
Aubrey Richardson Patti Jenkins
Georgia Stamper Tammy Jackson
Janet Boyd Tom Tallon
Jimmy Watford Victor Lyon
Mark Stokes
Tied with 1 point.
Betty Ray Lisa Quinlan
Dale Heck Randolph Tiller
Emily Barker
 
It's more fun watching the playoffs when you have your own goal to reach isn't it?  Same goes for your business.  Have you set your goals for the year yet?

*Winner gets to go on a $50 shopping spree with me at the local retailer or gas station of their choice with me picking up the tab!  Good Luck!  You'll have to keep reading my emails to see who's the winner.  Hopefully it will be you!


Thanks for reading my emails and please do not hestitate to call me if I can help you or your buyer achieve the American Dream! 
 
 
 
 
Forward email
This email was sent to sam.thompson@mortgagefamily.com, by sam.thompson@mortgagefamily.com
Mortgage Services | Phone 843-230-7929 | 416 Scotia Lane | Laurinburg | NC | 28352